Resources
Free tools & calculators
Quick, free tools to help you plan. Results are a guide only – talk to an independent adviser before making a decision.
Family
For you and your family
Pension calculator
See what your pension could pay in retirement, and whether you are on track.
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Pensions & inheritance tax 2027 checker
From April 2027 most pensions count for inheritance tax. See what it could cost your family.
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Remortgage calculator & reminder
See what you could save by switching before your deal ends, and set a free reminder.
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Stamp duty calculator
Stamp Duty Land Tax for home movers, first-time buyers and additional properties.
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Equity release calculator
An indicative idea of how much tax-free cash you could release from your home.
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Care cost calculator
How long savings and your home could pay for care before council help starts.
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What is my home worth?
A free estimated value for your home, based on recent sales nearby.
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Find my lost pensions
Worked for several employers? We help you trace old pension pots for free.
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Executor checklist
A personalised, step-by-step checklist for executors – what to do first and when.
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Retirement readiness score
Eight quick questions to see how ready you are for retirement.
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Estate plan health check
Is your will up to date? Do you have LPAs? Eight questions, your score and the gaps to fix.
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Business
For company owners & developers
Relevant life saving calculator
See how much a company director could save with a relevant life policy.
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Business protection gap check
Shareholder, key person and loan protection your company may need.
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Director pension contribution calculator
Compare paying company profit into your pension with taking it as a dividend.
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Commercial property valuation
An indicative value for offices, shops and industrial units, with the finance options.
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Bridging loan calculator
Estimate the gross loan, interest, fees and total cost of a bridging loan.
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Business finance finder
Tell us what you need funding for and see the types of finance that usually fit.
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Commercial mortgage calculator
Repayments, loan to value and fees for business and investment property.
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Development finance calculator
Facility size, rolled-up interest, cash required and profit on GDV.
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Guides
Guides & resources
Pensions and inheritance tax: what changes in April 2027
A plain-English guide to the April 2027 changes and the steps to consider now.
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Free financial review
A free, no-obligation review of your pensions, savings, mortgage and protection.
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Q&A
Questions & answers
Are the calculator results financial advice?
No. The calculators give a guide only, based on the figures you enter and simple assumptions. They are not a recommendation or a mortgage offer. Speak to an adviser before making any decision.
Your first meeting is free
Talk to an independent financial adviser in St Albans. Call 01727 223251 or send us a message.