Independent financial advisers · St Albans
Independent financial advice you can trust
Whatever your situation, our straightforward advice helps you make an informed choice about your future – from buying your first home to planning your retirement and protecting what you leave behind.
Since 2005
Advice built around you, for the long term
We’re proud of our reputation for providing clients with independent financial advice they can trust. Our team of experienced independent financial advisers focuses on understanding your circumstances and goals before recommending anything.
Your first meeting with us is free. It’s a chance to talk about your financial needs and for you to find out more about the advice we can offer.
Personal services
How we can help
Pensions & retirement
Plan for the retirement you want, review existing pensions and make sense of your options.
Find out more
ISAs & investments
Invest with a clear plan that matches your goals, timescale and attitude to risk.
Find out more
Residential mortgages
From your first home to remortgaging, help finding the right mortgage for you.
Find out more
Inheritance tax planning
Plan ahead to protect your estate and pass on more of what you have built.
Find out more
Equity release
Understand whether releasing money from your home is right for you, and the alternatives.
Find out more
Commercial mortgages
Finance for business premises and investment property, with a commercial mortgage calculator.
Find out more
Business protection
Relevant life, key man and director share purchase cover for company owners.
Find out more
Why clients choose Omni Financial
A personal approach
Every client is different, so every client receives professional advice with a personal approach.
With you for the long run
This isn’t just about the here and now. We support you over the years to come to make sure you stay on track.
Qualified, experienced advisers
All of our advisers are qualified and experienced, so the right solution is put in place for every client.
Your Personal Finance Portal
Clients can view their plans, documents and messages from us securely online, at any time.
Your first meeting is free
Talk to an independent financial adviser in St Albans. Call 01727 223251 or send us a message.
Free tools
Free calculators & checkers
Pensions & IHT 2027 checker
From April 2027 most pensions count for inheritance tax. See what it could cost your family.
Try it free
Pension calculator
See what your pension could pay in retirement, and whether you are on track.
Try it free
Remortgage calculator
See what you could save before your deal ends, and set a free reminder.
Try it free
Business protection check
Shareholder, key person and loan protection your company may need.
Try it free
All free tools
Stamp duty, equity release, care costs, life cover, relevant life and more.
Try it free
Q&A
Questions & answers
What does an independent financial adviser do?
An independent financial adviser (IFA) can recommend products from across the whole market rather than from a limited panel. We look at your whole situation – pensions, savings, investments, mortgages, protection and estate planning – and recommend only what is suitable for you.
Where are you based?
Our office is at Unit D2, The Courtyard, Alban Park, St Albans, Hertfordshire AL4 0LA. We see clients across Hertfordshire, London and the surrounding counties, in person or by video call.
Is the first meeting free?
Yes. Your first meeting is free and without obligation. We will explain how we work and what our advice would cost before you decide to go ahead.
Are you regulated?
Yes. Omni Financial Ltd is authorised and regulated by the Financial Conduct Authority, firm reference number 737468.