About us
Case studies
Real situations, and how independent advice helped. Names have been changed.
Case Study One · Inheritance Tax
Securing income and avoiding Inheritance Tax (IHT) for Rose and William
Rose and William are in their 70s and have been married for over 50 years. A couple of years ago, William was diagnosed with dementia, which was a…
Read the case study
Case Study Two · Equity Release
Finding a way for Tom and Margaret to stay in their family home, thanks to Equity Release
Having lived in the family home since they were newly-weds over 40 years ago, Tom and Margaret’s home meant a lot to them. It was where they had…
Read the case study
Case Study Three · Investments
An Investment Plan to generate an income for Lauren now, whilst preserving capital for her future
After nearly 20 years together, Lauren and her husband had grown apart and their marriage eventually broke down. With her life turned upside down,…
Read the case study
Case Study Four · Pensions
A saving and investment strategy to provide for Nick’s retirement income
After Nick divorced a few years ago, he didn’t have too many options and decided to move in with his mum while he got back on his feet. Nick’s two…
Read the case study
Case Study Five · Mortgages
Finding the right mortgage for Stephen and Michelle
Having rented in St Albans for a few years, Stephen and Michelle were ready to buy their first home together in London, where they wanted to be…
Read the case study
Case Study Six · Cost of Care
Funding Edith’s care whilst preserving her capital for the future
Edith lost her husband a few years ago and managing everyday tasks at home on her own was getting more difficult. Edith’s well-being was becoming a…
Read the case study
Q&A
Questions & answers
Are the case studies real?
They are based on real client situations, with names and details changed to protect privacy. Every client is different and the right solution depends on your own circumstances.
Your first meeting is free
Talk to an independent financial adviser in St Albans. Call 01727 223251 or send us a message.