Free tool
Remortgage calculator & reminder
When your fixed or tracker deal ends, most lenders move you onto their standard variable rate. See how much that could cost, compare a new rate, and ask us to remind you in good time.
When to start looking
Most lenders let you secure a new deal up to six months before your current one ends. Starting early means you can lock in a rate and still switch to a better one if rates fall before you complete.
Important information
Your home may be repossessed if you do not keep up repayments on your mortgage.
Talk to an adviser
Book your free first meeting
No obligation. We’ll listen, explain your options and only recommend what’s right for you.
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Q&A
Questions & answers
What is a standard variable rate?
It is the lender's default rate, which you move onto when your deal ends unless you choose a new one. It is usually much higher than fixed or tracker deals.
Should I stay with my lender or switch?
Staying (a product transfer) can be quick with no new credit checks, but another lender may offer a better rate. We compare both for you.
Is there a fee to remortgage?
Many deals have an arrangement fee, and there may be legal and valuation costs, although some lenders cover these. We include fees when comparing deals.
Your first meeting is free
Talk to an independent financial adviser in St Albans. Call 01727 223251 or send us a message.