Free tool
Find my lost pensions
The average person has around 11 jobs in their working life, and millions of pension pots have been lost along the way. Tell us where you have worked and we will help you track them down, free of charge.
How we find lost pensions
We use the government's free Pension Tracing Service and contact old employers and providers on your behalf. Once we have found your pensions, we gather statements and check each one for charges and any valuable benefits, such as guaranteed annuity rates or protected tax-free cash, before anything is moved.
You can also search yourself at gov.uk/find-pension-contact-details. The government pensions dashboards will make this easier as they are rolled out.
Important information
Tracing is free. If you later ask us for advice on combining or transferring pensions, we will agree any fee with you first. The value of pensions and investments can fall as well as rise and you may get back less than you put in. Pension and tax rules can change, and their effect depends on your circumstances.
Talk to an adviser
Book your free first meeting
No obligation. We’ll listen, explain your options and only recommend what’s right for you.
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Q&A
Questions & answers
How do I find a lost pension?
Start with the names of your old employers and roughly when you worked there. The Pension Tracing Service can give contact details for the scheme, and we can contact them for you.
Should I combine my old pensions?
Sometimes it reduces charges and makes them easier to manage, but some older pensions have valuable guarantees that would be lost. We check every pension before recommending anything.
Your first meeting is free
Talk to an independent financial adviser in St Albans. Call 01727 223251 or send us a message.