Guide
Free financial review
A free, no-obligation conversation with an independent financial adviser. We look at where you are now, what you want to achieve and whether anything needs attention.
What we look at
- Pensions – are you on track, and are old pots costing you too much?
- Savings and investments – are you using your ISA and other allowances?
- Mortgage – when does your deal end, and could you save?
- Protection – would your family and business be looked after?
- Inheritance tax – including the April 2027 pension changes
How it works
A 30 to 45 minute meeting at our St Albans office, at your home or by video call. There is no charge and no obligation. If we can help, we will explain exactly what our advice would cost before any chargeable work starts.
Second opinion
Already have an adviser or a pension you are unsure about? We are happy to give an independent second opinion.
Talk to an adviser
Book your free first meeting
No obligation. We’ll listen, explain your options and only recommend what’s right for you.
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Remortgage calculator & reminder
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Q&A
Questions & answers
Is the review really free?
Yes. The first meeting is free and without obligation. We only charge if you ask us to go ahead with advice, and we agree the fee in writing first.
What should I bring?
Recent statements for pensions, investments, savings, your mortgage and any insurance. If you do not have everything, we can request details from providers for you.
Your first meeting is free
Talk to an independent financial adviser in St Albans. Call 01727 223251 or send us a message.